How to save money around your home: 27 simple tips

Person making a coin deposit in a piggy bank sitting on a pile of coin-like items

Small savings here and there can really add up over time.

Thana Prasongsin/Getty Images

Rising inflationshooting into the sky fuel prices and rising utility bills have stretched monthly budgets across the board, but there are still plenty of ways to save money at home. Whether it doing laundry the energy efficient way Change the direction of your ceiling fan depending on the season or use coupons, we have over two dozen tips to help you make that easier burden of inflation.

Here are 27 ways you can start cutting costs around your home right away.

Also read: Save on gas, electricity and water bills with these simple tips

In the kitchen

Grow herbs: A bundle of herbs costs three or four dollars. A small herb garden on your windowsill costs about the same upfront, but can provide herbs for months. If you want to start, read about them Five easy steps to growing fresh herbs at home.

Do not buy bottled water: Bottled water seems cheap but quickly becomes expensive. Opt for a water filter pitcher and you can use tap water. This becomes cheaper over time and is also better for the environment. There are many options on the market today, however Find out more about our favorites here.

Make your own coffee: It seems obvious, but these everyday cafe Americans can easily withdraw some of your bank account (trust me, I know). To use a coffee maker or french press to get your caffeine fix instead. Here’s how to do it better iced coffee, Dalgona coffee and replica Starbucks favorites. You can even make your own Cold brew coffee or homemade espresso.

Throw almost spoiled fruits and vegetables in the freezer: Buying fresh produce and then opting for the tastier frozen dishes while the bananas and spinach spoiled was a weekly ritual at our house. Then we started tossing them in the freezer to use in smoothies. It has significantly reduced our weekly waste. Here are more tips on how to do this Keep your fridge food fresher for longer.

Keep Your Freezer Full: Speaking of freezerswhen you keep your freezer full, it works more efficiently and uses less energy to keep the contents cold.

Also, keep your dishwasher full: Running half loads of dishes is a quick way to waste water and dish soap.

Break Out This Dutch Oven: It could be a Dutch oven or a slow cooker of any kind, but cooking in bulk really helps reduce the costs associated with individual-sized meals.


This meal consisted only of leftover veggies and yogurt that had to be used.

David Priest/CNET

eat leftovers: This is less of a tip and more of a choice. Save your leftovers and don’t give yourself excuses not to eat them. It will stretch your dollar a lot further.

Be selective about organic foods: Organic food can be expensive, and ethically grown meat is even more expensive. So get the most problematic organic produce to avoid pesticides and hormones, and get the standard price for the rest of your grocery list.

In the laundry room

Hang your clothes dry: Save energy by hanging up your laundry. (No one will notice your crumpled shirt.)

Wash with cold water: Another way to save money is to wash with cold water. Unless you have any serious stains or odors that you want to remove, most garments can be washed on cold without any problems.

Run full wash: Pack yours washer up to capacity as you will be using the same water in both cases. Can also get as much use out of it as possible.

Check your mechanical closet

Lower the temperature on the water heater: Check the temperature of your water heater. You don’t generally need it above 120 degrees, and higher temperatures come with higher fees.

Change filters: It’s not just the inefficiency of your water heater that’s costing you money; Your HVAC system can burn a hole in your wallet if you haven’t changed its filter recently, so learn about it when to change a new filter.

pay bills

Change credit card: If you spend a lot of money at Whole Foods or when you travel, think carefully credit cards that will offer the best Reward for your current spending behavior.

Use a budgeting app: One of the hardest parts of budgeting is becoming aware of our spending habits. using a budgeting app how mint is a great way to see exactly how your impulse purchases are really affecting your monthly budget.

Use coupons: Basically, coupons are like cash. When you buy things online, a 30-second search for coupons can often save you 10% or more.

Pay bills online: There are few things I hate more than late charges on bills. Setting up Autopay on your electricity and water bills helps avoid these unnecessary charges, and they also eliminate the need for postage on paper bills.

Unsubscribe Services: While you’re thinking about bills, check your subscriptions. If you haven’t used a particular streaming service or fitness app for a month or more, cancel it. You can always restart it in minutes if you change your mind.

For entertainment

Using the library’s online resources: If you have a library card, your public library likely offers many of these free online services, like e-books or even streaming services. Give them a chance.

Check out Project Gutenberg: Project Gutenberg is a great online resource for e-books, offering over 60,000. You can read more about it and other ways to download and read books for free.

Go out: Not to sound like a 90’s dad, but get out there! It’s a free way to shake up your day, get some exercise, and remind yourself that your bedroom isn’t the whole world. Here are some ideas for playing fun games outside and host a backyard movie night.


I started a garden in my backyard with some old planks I found in the shed, $20 chicken wire, and a few handfuls of seeds.

David Priest/CNET

Create a garden: If you are outside, think about it start a garden. If you have a garden, you can avoid many of the upfront costs of a raised bed and simply plant seeds in the ground. You can get a lot of seeds for less than $20, and that will translate into much more than $20 worth of edibles in the months to come.

Build a compost Container: OK, this is a longer-term investment, but building a garden can be difficult and expensive when you’re starting from scratch. If you start tossing your food waste in a compost bin now, you won’t have to buy tons of fertilizer or expensive soil for your garden next year. Also, composting is another great way to help the environment. Here is how to start.

3 final tips to cut costs

Dress for the temperature: Working from home means adjusting the “office thermostat” now has a direct impact on your monthly bills. So adjust it less and dress comfortably for the temperature. After all, there’s no one around to judge you for wearing sweats.

Change fan direction: Most ceiling fans have a little switch on them that changes the direction they spin. In the summer, run the fan counter-clockwise to blow air down on you. This can help avoid the need for additional air conditioning.

Use energy-saving lamps: Led Lamps more expensive to buy, but in the long run You reduce electricity costs. When the lightbulbs in your house burn out, switch.

Leave a Comment